To help you and your employees stay informed about FEDERAL FIRST's Long Term Disability (LTD) Insurance Program, underwritten by Aetna Life Insurance Company (Aetna), we have the following tools for you:

Communication Tools

  • LTD brochure with information about the program, its benefits and a return envelope for easy enrollment for employees.
  • Attractive emails for forwarding enrollment notices and other information to eligible employees ("text" versions will be sent to agencies unable to have graphic enhanced emails).
  • Educational PowerPoint presentation designed to help you and your employees learn about the FEDERAL FIRST LTD Program. Forwarding emails (see above) will conveniently contain the link for your employees to view. To view the presentation now, click here.

These communication tools were designed with you in mind to help make your job easier and keep your employees better informed about FEDERAL FIRST's LTD Program and other services.

Open Enrollment Schedule

To determine the states currently in an open enrollment period, scroll down to the current month and read the states listed on the right side of the page. Your state of permanent residence should be used.

Month Locations
January 1 - 31 Louisiana, Mississippi, Texas
February 1 - 28 Alaska, Arizona, California, Guam, Hawaii, Idaho, Montana, Nevada, Oregon, Washington
March 1 - 31 Connecticut, Maine, Massachusetts, New Hampshire, New York, Puerto Rico, Rhode Island, Vermont, Virgin Islands
April 1 - 30 Alabama, Florida, Georgia, Illinois, Indiana, Wisconsin
May 1 - 31 District of Columbia, Maryland, North Carolina, Northern Mariana Islands, South Carolina, Virginia, West Virginia
June 1 - July 31 Arkansas, Colorado, Iowa, Kansas, Minnesota, Missouri, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Utah, Wyoming
August 1 - 31 No Open Enrollments in August
September 1 - 30 Delaware, New Jersey, Pennsylvania
October 1 - 31 Kentucky, Michigan, Ohio, Tennessee
November 1 - 30 No Open Enrollments in November
December 1 - 31 No Open Enrollments in December

FAQ Section

To see commonly asked questions and answers, please see our Human Resource
FAQs for assistance.